Currency Converter

Convert between currencies with live exchange rates.

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What It Does

This currency converter uses live mid-market exchange rates to convert amounts between 20+ world currencies. Enter an amount, select a source and target currency, and get an instant result. The tool is useful for travel budgeting, freelance invoicing in foreign currencies, e-commerce pricing, and quick financial comparisons.

Understanding Exchange Rates

  • Mid-market rate — The midpoint between buy and sell rates; used as the fair reference rate
  • Buy rate — The price a bank pays when buying foreign currency from you
  • Sell rate — The price a bank charges when selling foreign currency to you
  • Spread — The difference between buy and sell rates; this is the bank's profit margin

Common Conversion Examples

  • Travel budgeting — convert your home currency to a destination currency before a trip
  • Freelance invoicing — check equivalent rates when setting prices for international clients
  • Online shopping — compare prices across international retailers in your local currency
  • Remittances — estimate how much a recipient will receive before initiating a transfer

Tips for Currency Exchange

  • Airport and hotel exchange counters typically offer the worst rates — use ATMs or specialist services instead
  • Services like Wise (formerly TransferWise) and Revolut offer rates close to the mid-market rate with low fees
  • Credit cards with no foreign transaction fees often give rates close to the mid-market rate automatically
  • For large transfers, compare multiple providers — even a 0.5% rate difference is significant on large amounts

Frequently Asked Questions

How current are the exchange rates?
Exchange rates are fetched from a public rates API and are typically updated once per day. For real financial transactions always consult your bank or a regulated exchange provider, as interbank rates differ from retail rates.
Why does the rate I see differ from my bank's rate?
Banks and currency exchange services add a spread (markup) on top of the mid-market rate, plus transaction fees. The rate shown here is the mid-market (interbank) rate — the midpoint between buy and sell rates — which is the fairest reference rate but not the rate you'll receive at a bank.
Which currencies are supported?
The tool supports 20+ major and commonly traded currencies including USD, EUR, GBP, JPY, CAD, AUD, CHF, CNY, INR, MXN, BRL, SGD, HKD, NOK, SEK, DKK, NZD, ZAR, AED, and more.
Can I use this tool for historical exchange rate lookups?
This tool shows current rates only. For historical rates, services like the European Central Bank (ECB) Statistical Data Warehouse or the Federal Reserve provide free historical exchange rate data going back decades.
How do I calculate a currency conversion manually?
Multiply the amount by the exchange rate. For example, if 1 USD = 0.92 EUR, then 100 USD = 100 × 0.92 = 92 EUR. To go the other direction, divide: 92 EUR ÷ 0.92 = 100 USD.